
Info:
Applications are available now!
Deadline for completed applications is January 8th, 2027 with submission in person to Harborlight Homes, 600 Cummings Ctr, STE 270X, Beverly MA 01915; or by mail, to P.O. Box 507 Beverly, MA 01915 with a postmarked date of January 8th, 2027.
Information Sessions will be held on November 17th, 2026 @ 10:00 am and November 18th, 2026 @ 6:00 pm. Zoom meeting links will be provided in the buttons.
The Lottery will take place on February 9th, 2027, at 6pm on Zoom and in-person at the Rowley Public Library, 141 Main Street, Rowley, MA. Check back here for Lottery Zoom link.
Following the lottery, we will have an open application period.
Applications
Applications are available starting October 8th, 2026, for pick up at Harborlight Homes, 600 Cummings Center, Suite 270-X, Beverly, MA (Monday-Friday 8:30am-4:30pm).
Applications are available (below) by electronical printable PDF. You may also request to receive an application by mail, by emailing windwardlottery@harborlighthomes.org or calling 978-922-1305; (TTY/TTD: Dial 711) to request an application.
FREE language assistance available for all applicants.
About the Property
Providing affordable and supportive home units for individuals age 62+ in Rowley, MA. Apartments will be one-bedroom units with included utilities* (heat, A/C, electricity, water) and free on-site parking.
Homes are of new construction and will have wood-look vinyl plank floors, accessible kitchens and doorways, tile bathrooms with roll-in showers with handheld attachments, grab bars and shower seat. Mobility and sensory units available. Laundry will be on each floor.
Situated on a lot with walking paths and connecting porches overlooking forested area. There will be a community room, library, and salon for visiting hair stylists, as well as on-site Property Management and Resident Service Coordinator. Overnight room for third-party staff, as necessary.
Windward Supportive is on Route 1, across from Market Basket in Rowley, MA, with easy access to nearby shops and other arterial roadways.
*Resident responsible for phone, wi-fi, and cable.


Income Limits at 30% AMI
One-bedroom Maximum Income Limits: 1 person (below) $36,000; 2 persons (below) $41,150.
Rent for 30% units varies based on annual gross income.
Income Limits at 50% AMI
One-bedroom Maximum Income Limits: 1 person (below) $60,000; 2 persons (below) $68,600.
Rent for 50% units varies based on annual gross income.
FAQ
Are there multiple unit sizes available?
No, all of the apartments at Windward Supportive are 1-bedroom units with approximately 682 ft2 of living space.
What if a member of my household does not have any income?
If you or a member of your household does not receive any income, you must submit a notarized letter of $0 income along with your application.
Is there an asset limit?
In accordance with current HUD regulations, asset limits apply for the 30% and 50% AMI PBV-subsidized units at Windward Supportive based on subsidy program requirements (currently $105,574 for Section 8 units and $25,000 for MRVP units). However, retirement (IRA, 401k) and educational (529/530) accounts are exempt from these asset limits.
As applicable, actual income earned from assets (e.g. interest and dividends), or the imputed income of 0.40% (the current HUD Passbook Savings Rate) of assets without actual income, will be considered in the calculation of a household’s total qualifying income. Assets do not include essential personal property, but may include cash, net cash value of stocks, checking and savings accounts, investment accounts, real property, CDs, bonds, cash value of life insurance policies, and capital investments, etc.
I like to go away for the winter. Can I sublease or rent out my apartment?
No, you may not sublease your apartment to another person, or operate it as an Airbnb. The affordable unit must be your principal, full-time residence. You can take occasional trips or vacations, but the duration of absences must conform to the terms of your lease and the program requirements of the property.
What if my household size is larger than the range stated for the unit size?
The State Sanitary Code governs how many people can share a bedroom and overall living space based on square footage relative to occupancy. As such, households must meet the guidelines noted on the Lottery Application for Windward Supportive. Families cannot be “under-housed” – meaning they have too few bedrooms for the size of the household.
Can I host overnight guests or short-term visitors?
Yes, you can host overnight guests or short-term visitors within the overall terms of the lease. Typically, Harborlight Homes allows residents to host guests for a maximum of (2) weeks/year for all combined guest visitors.
Are pets allowed?
No, pets are not allowed, but service and/or emotional support animals are allowed, with medical documentation.
As a resident at Windward Supportive, will I have access to the Community Center located on the property?
Yes, all residents of Windward Supportive will have access to the programs, facilities, and amenities to be provided at the Community Center located on the same site. For more information about these offerings, please visit www.windwardsails.org.
I’m interested in the Group Home managed by NE Arc for adults with intellectual or developmental disabilities. Who should I contact?
The Group Home is on the same overall property as the apartments at Windward Supportive, but it is not part of this lottery process. If you are interested in one of the (5) units at the Group Home, please contact Tim Brown at NE Arc: TimBrown@ne-arc.org.