First Time Home Buyer

Harborlight Homes is working to create pathways to housing by assisting first time homebuyers with entry into the real estate market and achieve home ownership.

  • First Time Home Buyer Class

Course Information

In partnership with the North Shore REALTORS® (NSR), Harborlight offers a MassHousing approved, First Time Homebuyer Course with a strong curriculum developed by NSR to provide participants a thorough understanding of the home purchasing process. The course is presented by industry experts including, REALTORS®, mortgage lenders, home inspectors, insurance agents, lawyers, credit counselors, and representatives from state agencies as well as an experienced Homebuyer Counselor for pre-and post- purchase counseling.

Course schedules and registration available HERE

Course Graduates

Graduates of the course are given a certificate that allows access to MassHousing Partnership’s ONE Mortgage, MassHousing mortgages, HUD mortgages, home ownership lotteries, lender first-time homebuyer mortgages, and a variety of other mortgages through assisted and conventional lending sources. The certificate is accepted statewide for first-time homebuyer education.

Please note that class participants are under no obligation to use the homebuyer counselors or any guest speakers for their services.

First Time Home Buyer Units

Harborlight Homes is the administrator for Cape Ann Community Land Trust Program and is not a unit owner, seller or seller agent. Unit resale, for sale by owner, will be posted here as they become available. Prospective buyers should do their own due diligence to ascertain the accuracy of any potential properties listed for sale. Buyer qualification requirements: Must be a first time homebuyer and meet household income restrictions of less than 80% of median area income. Sign-up to our First Time Home Buyer Course.

Properties: Community Land Trust of Cape Ann

The units are located in four Gloucester, MA developments:

  • Haven Terrace, 26 units
  • Babson Block: Granite Street, 15 units
  • Forbes School: 47 Washington Street, 8 units
  • 22 Taylor Street, 2 units

No units available at this time